Definition: Mortgage joc are stories which involve telling a story about a mortgage, a loan that is used to purchase or rent a home. The story usually involves a person who has taken out a mortgage to buy a house and experiences various problems associated with owning a home such as the cost of maintenance or repairs, insurance costs, etc. The word "mortgage joke" can be defined as a humorous way to tell a story about owning a home, including its costs. This term is often used in the context of making jokes or being sarcastic about the idea of buying a home and how it can be expensive, with some people trying to find ways around the cost. Some examples of mortgage joc that involve stories about owning a home include: 1) "My wife and I were thinking of getting a mortgage to buy our first house. She said, 'I know you're going to end up paying so much money on that house.' So we went to the bank and got a loan." 2) "My friend bought his first house with a 50-year mortgage because he was afraid of having to pay too much for repairs or maintenance on it." 3) "My parents came over to help me move into my new house and they ended up getting me a home equity line of credit, which is like a loan that goes on the account for a certain amount of time. It's not really a mortgage but it does have interest in it."
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